NextPaycheck
A budget that judges · iPhone

Says no for a living.

NextPaycheck is a budgeting app shaped like a piggy bank named Pork. You ask if you should buy something. Pork does the math, and refuses with personality. Sometimes with mercy. Usually not.

Download on the App Store
iPhone · iOS 26+ · Local-only · Pork is judging
Held

You listened. Streak grows by one day.

Pending

You walked away. Pork pings you in four hours.

Caved

You bought it. Streak resets. Pork sighs.

Three taps, one verdict

Ask. Wait. Argue with the result.

NextPaycheck is one quick loop: a purchase, a verdict, a decision. The character does the heavy lifting; you do the resolving.

The Ask screen with Pork breathing in idle.
01 · Ask

Type or speak what you want.

"$120 sneakers." "Concert tickets." "Another oat milk." Pork goes still and starts reading the budget.

A verdict sheet from Pork in NextPaycheck with the refusal copy.
02 · Hear

The verdict, with math.

A one-liner from Pork and the dollar impact. After this you'd have what's left until what date. Hold the line, or don't.

The decision log in NextPaycheck with held and caved purchases.
03 · Live with it

A log that remembers.

Swipe right to hold. Swipe left to cave. A streak, a savings count, a thin record of every "no" you actually meant.

In Pork's words
"$120 sneakers? Your rent is due Thursday and you have $214 left. Math is not your friend right now."
Pork · the piggy bank
Why this app exists

A budget that doesn't cheer for you.

No. 01

Math you can't argue with.

Paycheck, minus obligations due before the next one, minus the things you already caved on. What's left is what's left. Pork prints it.

No. 02

Snark calibrated to harshness.

Three modes. Gentle when you need it. Weary when you don't. Brutal when you've earned it. The voice changes; the numbers don't.

No. 03

Pending isn't free.

Walk away without resolving an ask and Pork pings you four hours later. The follow-up has the same numbers but a worse mood.

No. 04

Yours, on this phone.

Local-only. Optional FinanceKit for the real spend. No accounts, no leaderboards, no sharing the streak with strangers.

It's not a budget. It's a sigh.

From Arai Tech. Pork lives on your phone. He doesn't sync anywhere. He'd rather not be consulted, but here we are.

Download on the App Store